Meet Sunita. In 7 days she'll sell her first policy.
A school teacher in Indore becomes a certified seller. Multiply her by 5,000 and the platform underneath had better hold.
In short: a POSP (Point of Sales Person) is authorized under IRDAI rules to sell pre-underwritten insurance after 15 hours of training and certification. A POSP platform digitizes recruiting, training, selling and payouts. DeployIT adds a mobile-first selling app. POSP in the glossary.
The ascent
One agent, twelve months, five milestones. In the margin: what the same platform is doing at network scale, meanwhile.
Day 0
Signup
Aadhaar-based KYC, agreement e-signed on her phone, dedupe check against existing registrations passes.
Days 1-5
Certification
The 15-hour IRDAI syllabus in Hindi, on her phone, between classes. Exam passed; certificate and registers filed automatically.
Day 7
First sale
Her neighbour's motor renewal: quoted from 6 carriers, shared on WhatsApp, issued in minutes. Her payout appears in the app, TDS already computed.
Month 3
A real book
60 policies: motor, hospicash, two health floaters. Renewal nudges keep her clients hers; offline mode survives patchy connectivity.
Month 12
Team lead
Eight recruits under her hierarchy; leaderboards and campaigns keep them moving; her override payouts compute automatically.
The control room
While Sunita sees a selling app, you see the whole network. The flip side of every milestone above is an operator view:
Recruitment funnel with drop-off points
Compliance register: certifications, product authorizations
Hierarchy performance heatmap
Payout runs with clawbacks
Who builds networks like this
Brokers scaling beyond metros
DeployIT for brokersInsurers growing tied channels
DeployIT for insurersNBFCs monetizing field forces
DeployIT for NBFCsFrequently asked questions
What can POSPs sell?
Pre-underwritten products per IRDAI: motor, travel, personal accident, home, eligible health and life.
Who carries compliance responsibility?
The sponsoring intermediary or insurer. DeployIT maintains the records that make it demonstrable.
Does the app work offline?
Yes. Offline lead capture and resumable journeys for low-connectivity areas.
Can we migrate an existing agent base?
Yes. Bulk import with certification-record mapping.
Your network is full of Sunitas. Give them the platform.
Recruiting, certification, the selling app and the control room, on a working build with your products.